O.C.E.A.N. Inc's Emergency Rescue Mortgage Assistance Program
732-244-5333- Ext. 1110
Toms River
If you are behind on your mortgage or at risk of foreclosure due to COVID-19,
O.C.E.A.N., Inc.'s ERMA program can help. Apply NOW while funding is still available!
- Mortgage reinstatement
- Delinquent property taxes
- Mortgage payments (principal, interest, taxes, insurance)
- Escrow shortages
- Delinquent property taxes
- Municipal or tax liens
- Delinquent Homeowner Association (HOA) dues
- Up to four future mortgage payments, inclusive of principal, interest, taxes and homeowner’s insurance
If you or someone you know would like to learn more about the ERMA Program, contact Mark Lamela at (732) 244-5333- Ext. 1110 or at mlamela@oceaninc.org.
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Basic Needs / AssistanceFamily & Support Services |
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Last Updated: 06/12/25
OCEAN, Inc. Ocean Community Economic Action Partnership
As the Community Action Agency for low to moderate income residents throughout communities in our service area, O.C.E.A.N., Inc.’s mission is the delivery of quality, comprehensive services that improve the quality of life of individuals and families, and assist them in moving toward self-sufficiency.
OCEAN, Inc. Ocean Community Economic Action Partnership
As the Community Action Agency for low to moderate income residents throughout communities in our service area, O.C.E.A.N., Inc.’s mission is the delivery of quality, comprehensive services that improve the quality of life of individuals and families, and assist them in moving toward self-sufficiency.